Navfin can arrange finance for the following:
Commercial
Property
For the purchase of commercial property for owner occupied premises, warehouse, depot and investment purposes.
Developments
For the construction of commercial premises, warehouse or depot or the development of an investment property.
Mergers & Acquisitions
For the purchase of a business, management buyouts or the merger of another business.
Refinance
The review and refinance of existing facilities to potentially improve costs and security structure.
Residential
New home loans including first home buyers
Purchase of new owner occupied homes.
Investment properties
Purchase of residential investment properties.
Low Doc loans
For self employed residential owner occupied and investment purchases where the applicant has not completed their last tax return but can evidence their ability to repay the
proposed loan.
Deposit bonds
For the deposit requirement on a proposed residential property purchase.
Refinance
The review and refinance of existing owner occupied and investment home loans to potentially improve costs and security structures.
Equipment
Hire Purchase
A finance product where a business hires the equipment from the financier and then purchases the equipment at the end of the term for a fixed amount.
Finance Lease
A finance product which enables a business to have the use of commercial equipment at the time of entering the arrangement and some of the benefits of ownership, while the financier
retains the actual ownership of the asset.
Chattel Mortgage
A finance product where a business takes ownership of the equipment it finances at the time of purchase.
Operating Lease
A rental product that enables a business to rent equipment for a fixed term to match the requirements of its clients' needs or the life of the equipment. This can be provided on a
maintained or non-maintained basis.
Novated Lease
Salary packaging of a car, whereby the employee leases the vehicle and the employer agrees to take on the employee's obligations under the lease, paying the monthly lease rentals
from the employee's pre-tax income whilst they remain employed. This can be provided on a maintained or non-maintained basis.
Rent to Buy
A rental product that enables a business to rent equipment for a fixed term to match the requirements of its clients’ needs or the life of the equipment with a fixed purchase price at the
end of the term of the rental arrangement. This can be provided on a maintained or non-maintained basis.
Cash Flow
Debtor Finance
Undisclosed and disclosed finance facility up to 80% of debtors to support the working capital requirements of a business which has debtors and provides terms to those debtors.
Overdraft
Fixed facility limit for working capital generally secured by business and/or property assets.
Insurance Premium Funding
A cost effective way to spread your annual insurance premium expense over a pay by the month system. This can be provided for cancellable and non-cancellable policies.
Trade Finance
To finance the import of inventory in line with a business' payment terms.
Self-Managed Super Fund Loans
Residential
To finance the purchase of a residential investment property for a self-managed super fund up to 80% of the purchase price of the property.
Commercial
To finance the purchase of a commercial investment property for a self-managed super fund up to 70% of the purchase price of the property.